Resolve payment gateway divergence, switch settlement mismatches, and bank statement gaps with a lightweight, read-only Rust engine.
In high-volume payment processing across UPI, cards, and payment gateways, transactions move through multiple intermediary hops before final settlement.
Merchant discounts (MDR), interchange fees, and split payouts calculated across differing rounding policies lead to micro-deltas that compound into substantial reconciliation variance.
Network drops, timeout retries, and asynchronous webhook delivery create orphan transactions that appear in gateway logs but fail to post to merchant settlement batches.
Responding to issuer chargebacks within tight regulatory windows requires assembling exact chronological transaction traces from separate authorization, clearing, and refund files.
Rift operates as a focused analysis engine adjacent to existing switch infrastructure. It requires zero database write access and introduces no latency to active payment authorization flows.
Evaluate Rift’s detection speed, memory boundaries, and exception triage completeness on historical payment batches.